This Post is Part 3 in the Back Office Series
For staffing agencies, staying ahead of labor trends and regulatory changes isn’t optional—it’s essential. And here’s one shift you can’t ignore: 17 states now mandate that employers offer retirement benefits to temporary workers.
What’s more, 30 additional states are considering similar legislation, making it clear that offering retirement benefits will soon become the norm, not the exception. Historically, once major states like California, Illinois, or New York implement mandates, the trend often sweeps nationwide. What was once a competitive advantage will soon become a legal requirement. So, even if your state isn’t affected yet, the clock is ticking—and this is a shift you’ll need to prepare for.
Where does this leave staffing agencies? Many will need to implement or overhaul their retirement benefit offerings in the next few years. But there’s good news: Avionté+ is ready to help with integrated retirement solutions tailored specifically for the unique challenges of the staffing industry.
Providing retirement benefits to corporate employees is one thing; scaling those benefits to temporary workers is another challenge altogether. Staffing agencies face unique hurdles, including:
Each jurisdiction has different rules about when benefits must be offered, and which plans qualify. Tracking eligibility for a constantly changing workforce across multiple states is a logistical challenge.
Setting up and managing benefits for temporary employees involves more than choosing a provider. Agencies will need to:
Offering a 401(k) with matching contributions can quickly become costly for agencies, especially with high employee turnover.
Managing these tasks manually isn’t sustainable, particularly as compliance requirements grow more complex.
To address these challenges, Avionté+ will soon integrate with leading retirement benefit providers, allowing staffing agencies to streamline time-consuming administrative processes and ensure compliance. In mid- 2025, we’re launching integrated partnerships with Momenta Benefits and Icon Savings to deliver innovative, staffing-focused solutions.
Momenta Benefits simplifies retirement benefits administration by acting as a third-party administrator (TPA). The best part? You don’t have to change your existing 401(k) provider. Momenta Benefits works behind the scenes, allowing you to keep your name-brand provider while streamlining administration—no blackout periods, no re-enrollment, and no disruption for your employees. It’s business as usual.
With Momenta Benefits as your TPA, employees can stay on their familiar 401(k) plan, while automation shifts the administrative burden from your team to the TPA. For agencies without an existing 401(k), Momenta Benefits offers 401k plans through Money Intel to create a plan tailored to your needs. This flexible approach lets you choose the provider that best fits your agency while benefiting from seamless integration.
So, what are the benefits? Integrating with Momenta Benefits through Avionté automates and scales retirement benefit processes, reducing workload and enhancing efficiency.
Avionté helps launch enrollment campaigns for eligible employees, ensuring all talent is aware of and can sign up for the 401(k).
Momenta Benefits updates deduction percentages or dollar amounts directly in Avionté’s back office, eliminating manual adjustments.
After payroll is processed, Avionté provides Momenta Benefits with detailed payroll information, ensuring precise and timely contributions for each employee to your recordkeeper. Momenta will then update your payroll for any changes a participant has made on your plan’s recordkeeping platform. The plan sponsor will see an automated flow of information with no intervention on their part.
This integration simplifies administration, ensures compliance, and enhances accuracy, freeing agencies to focus on growth and talent placement. Partnering with Momenta Benefits and Avionté allows staffing agencies to offer modern, compliant retirement benefits without disrupting workflows or sacrificing flexibility—delivering a better experience for both employees and teams.
Icon Savings offers an alternative to traditional 401(k) plans, designed specifically for today’s workforce. With Icon, employees get individual, portable retirement accounts that move with them from job to job.
For staffing agencies, Icon Savings eliminates post-employment headaches. There’s no need to track or maintain accounts for former employees, as they retain their accounts and can continue contributing regardless of their employment status.
With Avionté+ integration, offering retirement benefits through Icon Savings becomes seamless:
Automatically track and enroll eligible employees without manual effort.
Deductions are synced directly with Avionté, ensuring accurate, timely contributions.
Automation handles compliance and record-keeping tasks, freeing up your team’s time.
Plus, with no ERISA requirements or Form 5500 filings, Icon Savings simplifies retirement compliance while providing the flexibility and convenience your employees value.
Retirement benefits for temporary workers are no longer a luxury—they’re a legal requirement in many states and a growing trend nationwide. The real question isn’t whether you’ll need to adapt, but how you’ll do so.
In the next year, your agency will need to implement a retirement plan for employees. The key is choosing the solution that best fits your needs. With Avionté+, you gain access to integrated retirement benefit solutions that are not only fully compliant but also customized to the unique demands of the staffing industry.
And here’s even more good news! You don’t need to wait for the integration to set up these partners. By implementing them now, you’ll not only secure the retirement plan options you need today but position yourself to enjoy the added benefits of this future integration.
Whether you prefer the flexibility of Icon Savings or the familiarity of a traditional 401(k) provider managed by Momenta Benefits, our future seamless integrations make it easy to stay ahead of regulatory changes while offering a superior experience for your employees and staff.
Contact us today to discover how Avionté+ integrations can streamline your retirement benefit offerings and help you navigate this new era of workforce management.
