Running a staffing agency requires balancing financial agility with operational efficiency—especially when it comes to cash flow. Unlike most businesses, staffing firms must cover payroll upfront while waiting weeks or even months for client payments.
This timing mismatch—between weekly payroll obligations and clients’ net-30, net-45, or even net-60 payment terms—creates a fundamental cash flow challenge that can strain operations and limit growth. When larger assignments require immediate capital, agencies often end up acting as their own banks, waiting up to 120 days for clients to pay.
This puts agency owners in a tough spot. They have to juggle covering payroll while also investing in growth. But when cash flow is tight, those decisions can make or break an opportunity to expand.
Unfortunately, securing capital is one of the biggest hurdles staffing agencies face, and traditional funding options often come with limitations that don’t always align with an agency’s unique needs.
Bank loans are often slow and difficult to secure, requiring personal collateral, extensive documentation, and additional underwriting. For many staffing agencies, this creates major hurdles when quick access to capital is needed to scale and seize new opportunities.
Even with a credit line, increasing limits can be a slow, frustrating process. If you land a large contract but can’t cover payroll upfront, waiting on a 120-day invoice or bank approval could mean missing the opportunity entirely.
While they offer an alternative to banks and can provide faster access to capital, many require funding for all invoices, forcing you to pay fees even when you don’t need it—adding to cash flow challenges instead of solving them.
It all comes down to this: when you only need funding for specific invoices, traditional funding options just aren’t flexible or fast enough to properly meet the needs of many staffing agencies.
At Avionté, we get it. We understand that staffing agencies need a funding solution that’s quick, flexible, and easy to use. That’s why we partnered with Kanmon, a leader in embedded lending solutions, to create Avionté SmartFund—a tool specifically designed to help agencies manage cash flow without the complexity and constraints of traditional funding.
With SmartFund being fully embedded into Avionté’s back-office system, we make it easy for staffing agencies to fund only the invoices they need—even partially—right when they need it. This means you’re in control of your financing, and you only use capital when it’s necessary— providing unmatched flexibility and control over cash flow.
“Avionté’s partnership with Kanmon reflects our commitment to integrate best-of-breed technology with the Avionté staffing platform. In searching for a funding partner, Kanmon was the clear choice because they offered the most seamless embedded lending integration platform to support our clients’ ability to grow in days versus months.”
Scott PoeschlSenior Vice President of Avionte+, Avionté
By partnering with Kanmon, we’ve made sure that SmartFund delivers fast, flexible funding tailored to staffing agencies. Kanmon’s technology is built for businesses like yours, enabling quick, hassle-free access to capital exactly when it’s needed.
Avionté SmartFund isn’t just another funding solution—it’s a game-changer for staffing agencies. Designed for ultimate flexibility, SmartFund eliminates the added costs of rigid, all-or-nothing funding models.
Instead of being forced to fund every invoice, agencies can handpick exactly which invoices—or even portions of invoices—they want to finance. This means no wasted dollars on unnecessary fees, just smart, strategic funding that keeps cash flow strong and operations running smoothly.
And because the solution is fully embedded into your back office, submitting invoices for funding is seamless, fast, and incredibly easy.
Here’s how it works:
Best of all, if you don’t need funding, there are no fees for not using the service. You only pay for what you use, giving you control over securing the capital you need and the flexibility to seize new opportunities quickly for added scalability.
With Avionté SmartFund, you’ll benefit from:
This flexibility, combined with speed and seamless integration into your existing workflow, makes SmartFund the perfect solution for agencies that want to stay nimble and scale without being held back by slow or cumbersome funding processes.
So, whether you’re managing large client contracts or navigating unpredictable demand, Avionté SmartFund offers the freedom and financial flexibility to power your agency’s success.
Avionté SmartFund is a game-changing solution that puts staffing agencies in control of their cash flow. Seamlessly integrated with Avionté’s back-office system, SmartFund lets you fund only the invoices you need, exactly when you need them. This gives you the flexibility to avoid unnecessary fees and rigid funding commitments that slow you down.
Thanks to our partnership with Kanmon, SmartFund offers a flexible funding solution that supports your agency’s growth. Whether you’re navigating tight margins, long client payment terms, or fluctuating demand, SmartFund provides the capital you need to seize new opportunities and scale your business. Forget about slow banks and inflexible financing options—SmartFund is the smarter way to manage your staffing agency’s finances and fuel your growth.
“Staffing success depends on having the right resources exactly when clients need them. Many agencies miss opportunities because they can’t access their capital fast enough. SmartFund eliminates this barrier by unlocking cash tied up in accounts receivable, providing a flexible, tech-driven funding solution to help firms scale with confidence. With SmartFund, staffing firms can say ‘yes’ to their clients with confidence, no matter how big the request.”
Rishabh MehrotraChief Executive Officer, Avionté
Want to learn more about our fast, flexible funding solution—or even get started? Visit smartfund.avionte.com for details or to begin your application today!
